Wealth Calculator — Quantimental Capital Research

Your Financial Profile

Current Savings

₹

Annual Gross Salary

₹

Savings Rate

% of salary

Annual Savings Rate Change

% p.a.

Expected Annual Increment

% p.a.

Years to Retirement

years

Monte Carlo Simulation Advanced

Run probability simulation (10,000 trials)

Simulates 10,000 possible market paths by drawing random annual returns for each asset class. Each trial grows your savings and contributions year-by-year. The spread of outcomes shows how much uncertainty exists in your wealth projection.

Asset Volatility (Annual Std Deviation)

Wealth Target (optional)

₹

Simulating…

Outcome Distribution

Key Assumptions & Limitations:

Annual compounding throughout; new contributions deposited at end of each year (year-1 saving grows for Y−1 years; final year saving earns no return).
Salary increment and savings-rate change compound annually from year-1 base.
Returns are pre-tax and pre-fees. Income tax on salary, capital gains tax, and fund expense ratios are not modelled.
Monte Carlo assumes independent annual returns (no correlation between asset classes). Returns are clamped at −60% / +200% per year.
Inflation, lock-in periods, and liquidity constraints are not considered.

Wealth Accumulation Calculator